Cash ISAs
TSB savings accounts
TSB offers a broad range of savings accounts with interest rates up to 5%.
TSB is one of the oldest and biggest names in British banking. With 175 branches across the UK, as well as UK-based call centres, TSB may be a good option for those who like a face-to-face relationship with their bank.
TSB's top savings rate of 5% is available on its regular savings account.
Cash ISAs
Table: sorted by interest rate
TSB's best cash ISA rate of 3.75% is significantly lower than today's market-best rate of 5.46%.
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How we picked theseFixed-rate bonds
Table: sorted by interest rate
TSB's best fixed-rate bond rate of 3.8% is lower than today's market-best rate of 5%.
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How we picked theseRegular savings accounts
Table: sorted by interest rate
TSB's best regular savings account rate of 5% is significantly lower than today's market-best rate of 8%.
1 - 1 of 1
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How we picked theseBusiness savings accounts
Table: sorted by interest rate
TSB's best business savings account rate of 3.3% is lower than today's market-best rate of 4.55%.
1 - 2 of 4
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What is TSB's best savings account with the highest interest rate?
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts TSB offers, plus the highest interest rate currently available.
| Savings account types include | Cash isas, fixed-rate bonds, regular savers, business |
|---|---|
| Best cash ISA rate | 3.75% |
| Best fixed-rate bond rate | 3.8% |
| Best regular saver rate | 5% |
| Best business savings account rate | 3.3% |
| Fixed bond terms | 1 year - 3 years |
| Opening options | Branch, website, mobile app, telephone |
| FSCS protection |
Other popular accounts
Didn’t find the account type you were looking for? Check our other guides:
- TSB current accounts
- TSB student and graduate accounts
How to open a TSB savings account
The process of opening a TSB savings account depends on the type of account. Fixed rate bonds, ISAs and instant access accounts can be opened online or in a branch. A Monthly Saver is available to existing TSB current account customers and can be opened online or in-branch if you book an appointment.
Depending on the account, you have the option to manage it online, in a branch, over the phone or in the TSB app.
How do I decide which account is for me?
Firstly, you need to decide what you’re looking for in a savings account. Are you looking for tax-free savings? Do you want to save a regular amount each month or just as and when you can? Or do you have a lump sum you’re happy to lock away for a year or more?
You need to work out what you need before comparing the different offers available for certain types of savings accounts. Once you’ve done that, it’s useful to look at:
- Interest rates
- Fees (If there are any.)
- Access to cash (If you need quick access, for instance.)
Is my money safe with TSB?
Should anything go wrong, all eligible deposits with TSB up to a total of £85,000 per person are guaranteed by the British government. This is what’s known as the Financial Services Compensation Scheme (FSCS), and is the same scheme that protects customers of most, if not all, the major banks and building societies in the UK.
What are the pros and cons of banking with TSB?
Pros
- Online banking. TSB’s adult savings accounts can be managed online, so you can take care of your savings wherever you are. You can also manage the instant access accounts via the TSB app.
- Flexibility. TSB offers a range of savings accounts which provide options for all types of savers.
Cons
- Better rates elsewhere? Rates aren’t market leading, so you might be able to get better elsewhere.
- IT problems. TSB has suffered from IT issues in recent times. In April 2018 thousands of customers were locked out of their accounts.
TSB customer reviews
In our independent 2025 customer satisfaction survey, 83% of TSB’s users said they’d recommend its savings products to a friend.
The TSB app has a rating of 4.8 out of 5 from more than 522,000 reviews on the Apple App Store. On the Google Play Store, it has a score of 4.7 out of 5 from around 237,000 Android app users.
Over on Trustpilot, TSB scores 4.3 out of 5 from nearly 27,000 reviews.
These were checked in May 2025.
Customer service information for TSB
| Email support | |
|---|---|
| Telephone support | |
| In-app or live chat | |
| Contact form | |
| Branch support |
Our verdict
Whether you’re looking to save little and often or in big chunks, for yourself or for a child, TSB should have a savings account to suit. However, you should check out our other savings reviews first to see how TSB savings accounts weigh up against the competition in terms of benefits, rates and fees.
Frequently asked questions
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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