Halifax loan calculator

Use our Halifax loan calculator to work out how much you'll pay back on a Halifax personal loan, and the size of your repayments

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Chris Lilly

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What is Halifax?

A division of the Bank of Scotland (which is itself part of the Lloyds Banking Group), Halifax offers personal loans to new and existing customers. There’s also the option for Halifax current account holders to borrow more. When you apply online, Halifax states that you could get a decision within minutes.

Calculate the cost of a Halifax loan

Table: sorted by representative APR, promoted deals first
1 - 2 of 2
Product Finder Score Total Payable Monthly Repayment Representative APR
Halifax Personal Loan
Halifax logo
Finder score
6.8Standard
Representative Example: Representative 6.4% APR fixed. Based on a loan of £10,000 for 48 months at 6.22% p.a. Total £11,321.28 repayable at £235.86 per month.
View details
Halifax Existing Customer Personal Loan
Halifax logo
Finder score
7.4Great
Representative Example: Representative 6.4% APR fixed. Based on a loan of £10,000 for 48 months at 6.22% p.a. Total £11,321.28 repayable at £235.86 per month.
View details
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Finder Score for unsecured loans

To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.

Read the full methodology
Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.

How do Halifax loans compare against the competition?

Table: sorted by representative APR, promoted deals first
Before you take out a personal loan, it’s important to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind.
1 - 5 of 21
Product Finder Score Total Payable Monthly Repayment Representative APR
Novuna Personal Loan
Novuna Personal Finance logo
Finder score
6.4Standard
Representative Example: Representative 6.5% APR fixed. Based on a loan of £7,500 for 60 months at 6.5% p.a. Total £8,765.40 repayable at £146.09 per month.
Check eligibilityView details
My Community Bank Personal Loan
My Community Bank logo
Finder score
6.6Standard
Representative Example: Representative 31.6% APR fixed. Based on a loan of £3,000 for 24 months at 27.8% p.a. Total £3,493.77 repayable at £164.32 per month.
Check eligibilityView details
Barclays Existing Current Account Loan
Barclays Bank logo
Finder score
5.9Standard
Representative Example: Representative 6.4% APR fixed. Based on a loan of £10,000 for 60 months at 6.4% p.a. Total £11,661 repayable at £194.35 per month.
View details
Halifax Personal Loan
Halifax logo
Finder score
6.8Standard
Representative Example: Representative 6.4% APR fixed. Based on a loan of £10,000 for 48 months at 6.22% p.a. Total £11,321.28 repayable at £235.86 per month.
View details
Halifax Existing Customer Personal Loan
Halifax logo
Finder score
7.4Great
Representative Example: Representative 6.4% APR fixed. Based on a loan of £10,000 for 48 months at 6.22% p.a. Total £11,321.28 repayable at £235.86 per month.
View details
loading

Finder Score for unsecured loans

To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.

Read the full methodology
Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Written by

Head of publishing

Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio

Chris's expertise
Chris has written 567 Finder guides across topics including:
  • Loans & credit cards
  • Building credit
  • Financial health
  • Share trading
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